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Settlement Services for Attorneys

13th April 2016 By OSettlement

The U.S. Department of Housing and Urban Development (HUD) adopted a new Real Estate Settlement Procedures Act (RESPA) reform rule on November 17, 2008. The new rule effected significant changes to Regulation X, most notably, dramatically changing the Good Faith Estimate (GFE), establishing consequences for inaccurate disclosures on that form, and modifying the HUD 1 and HUD 1A Uniform Settlement Statement forms. This, in turn, has made closing real estate transactions much more complex and paper intensive for attorneys.

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About the New Jersey Title Search

13th April 2016 By OSettlement

A title search is a procedure performed by a New Jersey title insurance company like Omega Settlement Services when a parcel of property is being transferred to new ownership. The purpose of this report is to investigate the history of the property through relevant records for any variances or irregularities associated with the property.

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Why Buy Title Insurance in New Jersey?

13th April 2016 By OSettlement

When you purchase your home, how can you be sure the seller really owns the property and has no claims against it? Problems with the title can limit your use and enjoyment of the property, as well as bring financial loss. That is why you should purchase a policy from a New Jersey title insurance company like Omega Settlement Services.

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